More about our umbrella company services...

How does an Umbrella Company work?


It’s simple! Effectively, an umbrella company acts as your employer. This means that you’ll be paid through PAYE; it’s the umbrella company’s responsibility to pay your tax, NI and other subtractions like student loans. You supply your time sheets and expense claims; the umbrella company will invoice your client and pay you direct. 

Employee rights

Because you’re an employee, you’ll get full statutory benefits like holiday pay and sick pay. 

No commitment

You’re not tied up with an umbrella company as you would be with a limited company. You’re free to join, free to leave, and there’s no fee for either. It’s a super-flexible arrangement. 

Insurance included

Professional indemnity, public and employer’s liability insurance are all included in umbrella company services to you. 

Prompt payment

You won’t have to chase late payers – the umbrella company does that for you – and you’ll receive prompt, regular payment. 

Why work through an Umbrella Company?


The beauty is in the freedom. Freedom to choose your assignments, freedom to work when and where you want and the freedom to play – because you’ll have more time to play when you don’t have the paperwork! Umbrella company services take responsibility for your tax and NI, as well as your business expenses, so all you have to focus on is your core business. 

You choose your assignments

You’re still in control of the work you want to do. An umbrella company won’t tell you which assignments or contracts to accept or not. 

Outsource your admin

For contractors and entrepreneurs, it makes good business sense to outsource the tasks that aren’t your strategic priority. 

Caught by IR35?

If many of your contracts are caught by IR35, it makes sense to work under an umbrella company. 

No more tax returns

If your business is simple, you won’t have to worry about tax returns. 

Why choose SJ PAY?


We operate a professional and reliable PAYE umbrella company service through our sister company SJ Pay Ltd. We’ve over 10 years’ experience helping contractors like you say hello to freedom and goodbye to hassle. 


Same day set up

If you’ve made the decision to simplify your business, we can set you up in minutes 

Manage your timesheets online

Our simple and seamless online platform allows you to submit your working hours to us quickly, easily and at the touch of a button. 

Simplify your business

We’ll take over your day to day tasks: invoicing, offsetting business expenses, chasing payments and organising forms such as your P60. We’re fully compliant with HMRC and IR35 legislation. 


Experts on call

We’ve got your back and we’re there when you need us. If you need help at any time, just get in touch and your dedicated specialist will be able to help.